Level Up Lending
Level Up Lending
  • Home
  • Our Purpose
  • Level Up Lifeskills
  • Our Partners
  • The Level Up Lowdown
  • More
    • Home
    • Our Purpose
    • Level Up Lifeskills
    • Our Partners
    • The Level Up Lowdown

  • Home
  • Our Purpose
  • Level Up Lifeskills
  • Our Partners
  • The Level Up Lowdown

Flexible. Fair. Fast.

Rich People Rates

Rich People Rates

Family enjoying a meal together at the dining table.

Everyone knows that wealthy people usually get better terms and lower rates for auto loans, mortgages, and consumer loans.

Level Up Lending rates are low and the terms make repayment as easy as can be. 

Community Focus

Rich People Rates

Colorful community letters pinned on a corkboard.

Providing low-cost loans keeps money in the pockets of individuals who actually need it ---Like you! 

Level Up Lending seeks to make connections with local nonprofits and religious groups to ensure we are meeting community needs.

Safer than Payday Loans

Safer than Payday Loans

Three people viewing a tablet together.

Sometimes it seems like Payday Loans are a quick fix, but this is not necessarily the case. The average payday borrower rolls over the payday loan an average of 6x. 

Level Up Lending Installment Loans have terms from 3-18 months with no prepayment penalty. It's like a Payday Loan without the risk!

Frequently Asked Questions

Please reach us at leveluplending@gmail.com if you cannot find an answer to your question.

Valid government photo I.D.

Proof of Residency

SSN or ITIN Number 

Verifiable history of employment for the past 3 months or 3 pay stubs 

Open/active bank account matching the address on the application without habitual overdrafts 

3 months of Bank Statements 

No defaults on any previous loans from Level Up Lending and may not be involved in pending bankruptcy, fraud, outstanding loans, or a history of nonpayment, judgments, liens 

Must provide 2 personal references


We do not qualify people for loans based on credit scores although. We only run the  credit score to check for history of bankruptcy, fraud, and verify there are no outstanding loans.


Even if there are, we can help you to strategize  paying them back!


We do not have an online application. We believe a critical part of community lending is getting to know the borrower and their needs face to face. 


Level Up Lending

Copyright © 2026 Level Up Lending - All Rights Reserved.

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept